Compare top lenders side by side, get the best rates, and secure your financial future — all in one place.
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We provide clear, step-by-step assistance tailored to your unique financial needs, ensuring that you find the perfect loan with confidence and ease.
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From application to funding — we make the loan process fast, simple, and stress-free.
Complete our quick and secure online form with your personal and financial details.
Receive and compare personalized loan offers from our network of top lenders.
Choose the best offer and get approved quickly — often within the same day.
Funds are deposited directly into your account as fast as the next business day.
We've reviewed dozens of lenders so you don't have to. Here are the top picks.
From $145 / month
Example: Nominal APR 4.99%, effective rate 5.25%, up to 7 years.
Est. APR
Min Credit
Funding
From $110 / month
Example: Nominal APR 3.99%, effective rate 4.15%, up to 5 years.
Est. APR
Min Credit
Funding
From $195 / month
Example: Nominal APR 6.50%, effective rate 6.95%, up to 6 years.
Est. APR
Min Credit
Funding
From $175 / month
Example: Nominal APR 5.49%, effective rate 5.95%, up to 10 years.
Est. APR
Min Credit
Funding
We've compiled the most common questions to give you quick, helpful answers about our loan services.
An unsecured personal loan is money borrowed from a lender that is not secured by property such as a house or car over a fixed period of time. While most loans through CreditPath are unsecured, certain credit unions may place a lien on other assets.
Checking your rate on CreditPath will not affect your credit score. If you proceed with your application after receiving a rate, your credit score may be impacted. When you check your rate, we make a "soft credit inquiry."
There is no prepayment penalty for paying off a loan on CreditPath early. You may pay off part or all of the loan at any time with no fee.
Yes, in some instances we do accept co-signers. Cosigners should be aware that becoming obligated on another person's loan is treated as a debt obligation and may affect their credit.
Absolutely. We strive to connect you with lenders that specialize in bad credit financing. Our network includes lenders who work with various credit histories to find you the best possible rates.